Thousands Of South African's From Debt
This quick personalized assessment will check if you could reduce debt repayments and interest rates
*No contact details required to find out if you qualify
1
Start your debt free journey
Complete our quick and easy debt assessment
2
Find out if you qualify
See how much arrears you could reduce
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We'll get to work
Let our finance experts work hard while you relax
Why Debt Guidance?
Debt Guidance is a team of experts dedicated to helping over indebted people of South Africa become debt-free, so they can start concentrating on what's important... their family.
Our specialist debt advisors speak to thousands of people each day who are in similar situations to you. They are solely focused on debt relief options and are completely familiar with all the issues that surround reducing your debt owed to your creditors.
The Debt Guidance team has years of experience in reducing large chunks of debt and stopping the creditors from constantly harassing you. Our technical expertise is backed up by our drive and determination to fight hard for your rights and to help you, every step of the way, in becoming debt-free.
We pride ourselves on supporting each individual and help them deal with their debt, in a friendly, non-judgemental way.
We are your Financial Lifeline.
Debt Guidance has helped over 11,000 people remove their debt worries.
Let’s make today the first step in removing yours.
Contact Information
Useful Links
This site is owned by Debt Guidance Pty Ltd. Registered Address: Pencarrow Office Park, Armstrong Avenue, La Lucia, Durban, 4051
NCR Registration No: NCRDC3152
Free advice is also available at the National Credit Regulator at: www.ncr.co.za
We recommend that you change your bank account, if you have any debts with your current provider. This will extend to all brands connected with your provider.
Do I need to open a new bank account?
We will review your income and expenditure to agree a realistic monthly contribution payment based upon your surplus income. This will be reviewed on a regular basis.
How much will I pay each month?
Why should I trust Debt Guidance?
Once you enter an agreement your creditors will be contacted in writing and asked to submit details of the debt due by you. They must update their systems and liaise directly with us. Please note that it can take a few weeks for the information to reach the correct department and for calls and correspondence to stop. If you continue to receive calls and correspondence from your creditors, then you should contact our customer service department and we will arrange to contact the creditor on your behalf.
Will my creditor still contact me?
You should only notify your employer if you owe your employer money or your contract of employment states that you should disclose the agreement. We would also recommend that you review your contract of employment prior to entering an agreement.
Does my employer need to know?
Secured debts are tied to an asset, such as a property, which the lender will seek to claim if regular payments are not maintained. Your property may be a risk if you do not maintain repayments on these debts. Unsecured debts are not tied to an asset and will form part of your arrangement, all payments to these debts will cease upon acceptance of the debt relief arrangement.
What is the difference between secured and unsecured debt?
Do you live in South Africa? Debt Guidance can help!
Debt Guidance is based in South Africa and are dedicated to helping you both understand and overcome your financial hardships.
Find out if you're one of thousands that are eligible to dramatically reduce your debts.
With over 12 years of experience in debt relief and an on-going training program designed to build the knowledge of our team. We are in a position to shape the industry and understand how we can best help our customers. We have helped over 11,000 customers find a debt solution, and have given advice to many more. Our team is trained to ensure we give consistent and appropriate advice to all of our customers.